Call reports 2014
BEARTOOTH BANK — 2014
What BEARTOOTH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 39,285,000 | 38,819,000 | 37,718,000 | 36,663,000 |
| Total loans | 27,408,000 | 27,486,000 | 25,692,000 | 27,620,000 |
| Allowance for loan losses | 800,000 | 805,000 | 812,000 | 750,000 |
| Securities available for sale | 111,000 | 106,000 | 99,000 | 93,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,599,000 | 33,053,000 | 31,910,000 | 30,818,000 |
| Interest-bearing deposits | 29,760,000 | 29,726,000 | 28,134,000 | 27,275,000 |
| Noninterest-bearing deposits | 3,839,000 | 3,327,000 | 3,776,000 | 3,543,000 |
| Equity capital | 5,539,000 | 5,617,000 | 5,655,000 | 5,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 766,000 | 1,117,000 | 1,458,000 |
| Interest expense | 46,000 | 87,000 | 128,000 | 166,000 |
| Net interest income | 341,000 | 679,000 | 989,000 | 1,292,000 |
| Noninterest income | 10,000 | 18,000 | 30,000 | 45,000 |
| Noninterest expense | 284,000 | 552,000 | 841,000 | 1,146,000 |
| Provision for loan losses | 0 | 0 | 0 | -68,000 |
| Pretax income | 67,000 | 145,000 | 178,000 | 259,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 145,000 | 178,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,487,000 | 5,565,000 | 5,564,000 | 5,647,000 |
| Total capital | 5,903,000 | 5,985,000 | 5,957,000 | 6,020,000 |
| Risk-weighted assets | 34,540,000 | 34,781,000 | 32,711,000 | 32,502,000 |