Call reports 2013
BEARTOOTH BANK — 2013
What BEARTOOTH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,911,000 | 38,496,000 | 36,942,000 | 37,684,000 |
| Total loans | 26,639,000 | 25,561,000 | 27,599,000 | 29,318,000 |
| Allowance for loan losses | 730,000 | 692,000 | 697,000 | 711,000 |
| Securities available for sale | 3,145,000 | 3,105,000 | 126,000 | 118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,449,000 | 32,990,000 | 31,397,000 | 32,060,000 |
| Interest-bearing deposits | 30,157,000 | 29,077,000 | 27,966,000 | 28,642,000 |
| Noninterest-bearing deposits | 3,292,000 | 3,913,000 | 3,431,000 | 3,418,000 |
| Equity capital | 5,210,000 | 5,289,000 | 5,381,000 | 5,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 794,000 | 1,183,000 | 1,582,000 |
| Interest expense | 75,000 | 129,000 | 179,000 | 226,000 |
| Net interest income | 331,000 | 665,000 | 1,004,000 | 1,356,000 |
| Noninterest income | 14,000 | 52,000 | 123,000 | 144,000 |
| Noninterest expense | 277,000 | 552,000 | 813,000 | 1,092,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 165,000 | 241,000 | 333,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 165,000 | 241,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,210,000 | 5,278,000 | 5,381,000 | 5,421,000 |
| Total capital | 5,615,000 | 5,671,000 | 5,800,000 | 5,857,000 |
| Risk-weighted assets | 33,712,000 | 32,984,000 | 34,351,000 | 35,604,000 |