Call reports 2012
BEARTOOTH BANK — 2012
What BEARTOOTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,032,000 | 38,276,000 | 37,700,000 | 40,507,000 |
| Total loans | 26,953,000 | 26,069,000 | 25,028,000 | 26,581,000 |
| Allowance for loan losses | 839,000 | 730,000 | 730,000 | 730,000 |
| Securities available for sale | 2,177,000 | 2,672,000 | 3,180,000 | 3,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,848,000 | 33,049,000 | 32,265,000 | 35,036,000 |
| Interest-bearing deposits | 30,346,000 | 30,329,000 | 29,671,000 | 30,460,000 |
| Noninterest-bearing deposits | 2,502,000 | 2,720,000 | 2,594,000 | 4,576,000 |
| Equity capital | 4,863,000 | 4,881,000 | 5,069,000 | 5,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 827,000 | 1,222,000 | 1,617,000 |
| Interest expense | 97,000 | 189,000 | 278,000 | 366,000 |
| Net interest income | 324,000 | 638,000 | 944,000 | 1,251,000 |
| Noninterest income | 28,000 | 55,000 | 501,000 | 527,000 |
| Noninterest expense | 331,000 | 654,000 | 1,011,000 | 1,265,000 |
| Provision for loan losses | 10,000 | 10,000 | 225,000 | 225,000 |
| Pretax income | 11,000 | 29,000 | 209,000 | 288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | 29,000 | 209,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,865,000 | 4,883,000 | 5,068,000 | 5,141,000 |
| Total capital | 5,286,000 | 5,284,000 | 5,463,000 | 5,556,000 |
| Risk-weighted assets | 33,307,000 | 33,076,000 | 31,251,000 | 32,936,000 |