Call reports 2011
BEARTOOTH BANK — 2011
What BEARTOOTH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,445,000 | 38,400,000 | 38,577,000 | 38,928,000 |
| Total loans | 29,671,000 | 28,435,000 | 27,194,000 | 27,053,000 |
| Allowance for loan losses | 1,026,000 | 1,040,000 | 1,078,000 | 768,000 |
| Securities available for sale | 193,000 | 189,000 | 1,694,000 | 2,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,414,000 | 33,286,000 | 33,346,000 | 33,699,000 |
| Interest-bearing deposits | 32,078,000 | 31,072,000 | 30,470,000 | 31,049,000 |
| Noninterest-bearing deposits | 2,336,000 | 2,214,000 | 2,876,000 | 2,650,000 |
| Equity capital | 4,758,000 | 4,787,000 | 4,849,000 | 4,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 954,000 | 1,413,000 | 1,845,000 |
| Interest expense | 132,000 | 251,000 | 364,000 | 471,000 |
| Net interest income | 351,000 | 703,000 | 1,049,000 | 1,374,000 |
| Noninterest income | 214,000 | 306,000 | 339,000 | 360,000 |
| Noninterest expense | 306,000 | 721,000 | 1,041,000 | 1,387,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 209,000 | 238,000 | 297,000 | 303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 238,000 | 297,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,759,000 | 4,787,000 | 4,849,000 | 4,852,000 |
| Total capital | 5,215,000 | 5,222,000 | 5,270,000 | 5,273,000 |
| Risk-weighted assets | 35,894,000 | 34,030,000 | 32,990,000 | 33,363,000 |