Call reports 2010
BEARTOOTH BANK — 2010
What BEARTOOTH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,577,000 | 49,036,000 | 45,490,000 | 41,722,000 |
| Total loans | 41,478,000 | 38,747,000 | 35,712,000 | 32,381,000 |
| Allowance for loan losses | 1,486,000 | 802,000 | 1,432,000 | 1,153,000 |
| Securities available for sale | 419,000 | 208,000 | 213,000 | 197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,222,000 | 40,761,000 | 39,057,000 | 36,768,000 |
| Interest-bearing deposits | 37,319,000 | 38,001,000 | 36,147,000 | 33,810,000 |
| Noninterest-bearing deposits | 2,903,000 | 2,760,000 | 2,910,000 | 2,958,000 |
| Equity capital | 8,030,000 | 7,978,000 | 6,017,000 | 4,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,197,000 | 1,789,000 | 2,328,000 |
| Interest expense | 224,000 | 405,000 | 579,000 | 739,000 |
| Net interest income | 377,000 | 792,000 | 1,210,000 | 1,589,000 |
| Noninterest income | 16,000 | 46,000 | 63,000 | 94,000 |
| Noninterest expense | 406,000 | 886,000 | 1,408,000 | 2,889,000 |
| Provision for loan losses | 10,000 | 40,000 | 1,920,000 | 2,310,000 |
| Pretax income | -10,000 | -88,000 | -2,055,000 | -3,515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | -88,000 | -2,055,000 | -3,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,900,000 | 6,837,000 | 4,870,000 | 4,548,000 |
| Total capital | 7,502,000 | 7,415,000 | 5,425,000 | 5,048,000 |
| Risk-weighted assets | 46,865,000 | 45,999,000 | 43,572,000 | 39,087,000 |