Call reports 2009
BEARTOOTH BANK — 2009
What BEARTOOTH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,651,000 | 55,080,000 | 54,988,000 | 52,736,000 |
| Total loans | 47,398,000 | 47,410,000 | 46,363,000 | 43,768,000 |
| Allowance for loan losses | 824,000 | 855,000 | 1,626,000 | 1,551,000 |
| Securities available for sale | 1,660,000 | 1,161,000 | 922,000 | 416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,984,000 | 45,376,000 | 46,081,000 | 44,150,000 |
| Interest-bearing deposits | 43,009,000 | 42,671,000 | 43,552,000 | 40,800,000 |
| Noninterest-bearing deposits | 2,975,000 | 2,705,000 | 2,529,000 | 3,350,000 |
| Equity capital | 9,129,000 | 9,111,000 | 8,100,000 | 8,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,539,000 | 2,280,000 | 2,946,000 |
| Interest expense | 335,000 | 668,000 | 983,000 | 1,270,000 |
| Net interest income | 438,000 | 871,000 | 1,297,000 | 1,676,000 |
| Noninterest income | -3,000 | 3,000 | 4,000 | 1,000 |
| Noninterest expense | 432,000 | 923,000 | 1,376,000 | 1,740,000 |
| Provision for loan losses | 28,000 | 59,000 | 1,059,000 | 1,059,000 |
| Pretax income | -25,000 | -108,000 | -1,134,000 | -1,128,000 |
| Income tax | 0 | 0 | 0 | -26,000 |
| Net income | -25,000 | -108,000 | -1,134,000 | -1,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,218,000 | 8,197,000 | 7,176,000 | 6,908,000 |
| Total capital | 8,892,000 | 8,866,000 | 7,837,000 | 7,544,000 |
| Risk-weighted assets | 53,746,000 | 53,326,000 | 51,939,000 | 49,530,000 |