Call reports 2008
BEARTOOTH BANK — 2008
What BEARTOOTH BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 44,799,000 | 46,097,000 | 52,314,000 | 53,564,000 |
| Total loans | 29,175,000 | 36,479,000 | 43,735,000 | 45,503,000 |
| Allowance for loan losses | 366,000 | 396,000 | 446,000 | 796,000 |
| Securities available for sale | 2,773,000 | 2,223,000 | 2,198,000 | 2,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,103,000 | 36,334,000 | 42,467,000 | 43,977,000 |
| Interest-bearing deposits | 32,348,000 | 33,906,000 | 39,734,000 | 41,625,000 |
| Noninterest-bearing deposits | 2,755,000 | 2,428,000 | 2,733,000 | 2,352,000 |
| Equity capital | 9,346,000 | 9,342,000 | 9,319,000 | 9,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,417,000 | 2,214,000 | 3,011,000 |
| Interest expense | 279,000 | 567,000 | 876,000 | 1,229,000 |
| Net interest income | 389,000 | 850,000 | 1,338,000 | 1,782,000 |
| Noninterest income | 13,000 | 17,000 | 21,000 | 41,000 |
| Noninterest expense | 393,000 | 824,000 | 1,289,000 | 1,593,000 |
| Provision for loan losses | 68,000 | 98,000 | 148,000 | 498,000 |
| Pretax income | -59,000 | -55,000 | -78,000 | -268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -59,000 | -55,000 | -78,000 | -268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,322,000 | 9,348,000 | 9,339,000 | 8,257,000 |
| Total capital | 9,687,000 | 9,744,000 | 9,785,000 | 8,891,000 |
| Risk-weighted assets | 35,866,000 | 41,865,000 | 50,257,000 | 51,616,000 |