Call reports 2007
BEARTOOTH BANK — 2007
What BEARTOOTH BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 26,377,000 | 29,351,000 | 32,457,000 | 38,763,000 |
| Total loans | 13,283,000 | 18,327,000 | 19,894,000 | 23,475,000 |
| Allowance for loan losses | 166,000 | 229,000 | 252,000 | 298,000 |
| Securities available for sale | 0 | 250,000 | 999,000 | 1,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,745,000 | 19,824,000 | 22,955,000 | 29,181,000 |
| Interest-bearing deposits | 15,563,000 | 17,798,000 | 20,654,000 | 26,711,000 |
| Noninterest-bearing deposits | 1,182,000 | 2,026,000 | 2,301,000 | 2,470,000 |
| Equity capital | 9,459,000 | 9,336,000 | 9,243,000 | 9,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 402,000 | 903,000 | 1,414,000 | 2,023,000 |
| Interest expense | 154,000 | 340,000 | 553,000 | 829,000 |
| Net interest income | 248,000 | 563,000 | 861,000 | 1,194,000 |
| Noninterest income | 3,000 | 7,000 | 9,000 | 11,000 |
| Noninterest expense | 358,000 | 737,000 | 1,146,000 | 1,537,000 |
| Provision for loan losses | 47,000 | 110,000 | 133,000 | 179,000 |
| Pretax income | -154,000 | -277,000 | -409,000 | -511,000 |
| Income tax | 0 | 0 | 0 | -215,000 |
| Net income | -154,000 | -277,000 | -409,000 | -296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,459,000 | 9,336,000 | 9,243,000 | 9,369,000 |
| Total capital | 9,625,000 | 9,565,000 | 9,495,000 | 9,667,000 |
| Risk-weighted assets | 18,879,000 | 23,850,000 | 27,280,000 | 31,949,000 |