Call reports 2006
BEARTOOTH BANK — 2006
What BEARTOOTH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 13,291,000 | 18,005,000 | 23,333,000 |
| Total loans | 5,901,000 | 7,862,000 | 9,578,000 |
| Allowance for loan losses | 72,000 | 108,000 | 119,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 4,219,000 | 8,982,000 | 13,652,000 |
| Interest-bearing deposits | 3,323,000 | 7,915,000 | 12,253,000 |
| Noninterest-bearing deposits | 896,000 | 1,067,000 | 1,399,000 |
| Equity capital | 9,059,000 | 8,976,000 | 9,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 144,000 | 400,000 | 722,000 |
| Interest expense | 14,000 | 84,000 | 192,000 |
| Net interest income | 130,000 | 316,000 | 530,000 |
| Noninterest income | 0 | 3,000 | 6,000 |
| Noninterest expense | 1,781,000 | 2,017,000 | 2,413,000 |
| Provision for loan losses | 72,000 | 108,000 | 119,000 |
| Pretax income | -1,723,000 | -1,806,000 | -1,996,000 |
| Income tax | 0 | 0 | -774,000 |
| Net income | -1,723,000 | -1,806,000 | -1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 9,059,000 | 8,976,000 | 9,600,000 |
| Total capital | 9,131,000 | 9,084,000 | 9,719,000 |
| Risk-weighted assets | 8,329,000 | 11,622,000 | 15,152,000 |