Call reports 2025
COMMUNITY UNITY BANK — 2025
What COMMUNITY UNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 67,073,000 | 74,374,000 | 80,105,000 | 95,006,000 |
| Total loans | 40,664,000 | 49,388,000 | 51,508,000 | 54,185,000 |
| Allowance for loan losses | 507,000 | 616,000 | 642,000 | 675,000 |
| Securities available for sale | 11,706,000 | 14,309,000 | 13,240,000 | 12,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,838,000 | 51,606,000 | 58,041,000 | 72,763,000 |
| Interest-bearing deposits | 40,552,000 | 46,404,000 | 53,857,000 | 68,459,000 |
| Noninterest-bearing deposits | 3,286,000 | 5,202,000 | 4,184,000 | 4,304,000 |
| Equity capital | 21,745,000 | 21,230,000 | 20,624,000 | 20,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 2,025,000 | 3,221,000 | 4,468,000 |
| Interest expense | 400,000 | 849,000 | 1,373,000 | 1,971,000 |
| Net interest income | 565,000 | 1,176,000 | 1,848,000 | 2,497,000 |
| Noninterest income | 15,000 | 27,000 | 65,000 | 92,000 |
| Noninterest expense | 1,000,000 | 2,053,000 | 3,714,000 | 4,737,000 |
| Provision for loan losses | 14,000 | 123,000 | 149,000 | 183,000 |
| Pretax income | -445,000 | -985,000 | -1,960,000 | -2,366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -445,000 | -985,000 | -1,960,000 | -2,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,643,000 | 21,104,000 | 20,486,000 | 20,715,000 |
| Total capital | 22,167,000 | 21,696,000 | 21,131,000 | 21,418,000 |
| Risk-weighted assets | 44,767,000 | 47,350,000 | 51,564,000 | 56,195,000 |