Call reports 2023
COMMUNITY UNITY BANK — 2023
What COMMUNITY UNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|
| Total assets | 27,172,000 | 28,315,000 | 32,201,000 |
| Total loans | 0 | 0 | 5,906,000 |
| Allowance for loan losses | 0 | 0 | 73,000 |
| Securities available for sale | 0 | 8,834,000 | 13,278,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 3,000 | 1,912,000 | 6,134,000 |
| Interest-bearing deposits | 3,000 | 1,813,000 | 5,293,000 |
| Noninterest-bearing deposits | 0 | 99,000 | 841,000 |
| Equity capital | 25,672,000 | 24,984,000 | 24,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|
| Interest income | 322,000 | 671,000 | 1,063,000 |
| Interest expense | 0 | 9,000 | 42,000 |
| Net interest income | 322,000 | 662,000 | 1,021,000 |
| Noninterest income | 0 | 0 | 5,000 |
| Noninterest expense | 1,093,000 | 1,990,000 | 2,897,000 |
| Provision for loan losses | 0 | 0 | 73,000 |
| Pretax income | -771,000 | -1,328,000 | -1,944,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -771,000 | -1,328,000 | -1,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|
| Tier 1 capital | 25,672,000 | 25,116,000 | 24,553,000 |
| Total capital | 25,672,000 | 25,116,000 | 24,626,000 |
| Risk-weighted assets | 7,132,000 | 6,145,000 | 9,290,000 |