Call reports 2005
BELK NATIONAL BANK — 2005
What BELK NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 10,247,000 | 8,065,000 | 8,029,000 | 12,940,000 |
| Total loans | 2,198,000 | 1,426,000 | 1,304,000 | 3,568,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 45,000 | 51,000 | 6,000 | 13,000 |
| Securities held to maturity | 425,000 | 425,000 | 475,000 | 475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,000,000 | 3,500,000 | 3,500,000 | 6,000,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 4,500,000 | 3,000,000 | 3,000,000 | 5,500,000 |
| Equity capital | 2,853,000 | 2,911,000 | 2,969,000 | 3,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 20,000 | 46,000 | 77,000 | 113,000 |
| Interest expense | 5,000 | 11,000 | 19,000 | 27,000 |
| Net interest income | 15,000 | 35,000 | 58,000 | 86,000 |
| Noninterest income | 138,000 | 293,000 | 440,000 | 660,000 |
| Noninterest expense | 79,000 | 161,000 | 238,000 | 295,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 167,000 | 260,000 | 451,000 |
| Income tax | 28,000 | 63,000 | 98,000 | 170,000 |
| Net income | 46,000 | 104,000 | 162,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,853,000 | 2,911,000 | 2,969,000 | 3,088,000 |
| Total capital | 2,853,000 | 2,911,000 | 2,969,000 | 3,088,000 |
| Risk-weighted assets | 4,283,000 | 3,211,000 | 3,145,000 | 5,926,000 |
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