Call reports 2003
FARMERS BANK — 2003
What FARMERS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 50,227,000 |
| Total loans | 22,276,000 |
| Allowance for loan losses | 427,000 |
| Securities available for sale | 22,570,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 45,038,000 |
| Interest-bearing deposits | 37,972,000 |
| Noninterest-bearing deposits | 7,066,000 |
| Equity capital | 3,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 610,000 |
| Interest expense | 134,000 |
| Net interest income | 476,000 |
| Noninterest income | 185,000 |
| Noninterest expense | 574,000 |
| Provision for loan losses | 46,000 |
| Pretax income | 48,000 |
| Income tax | 7,000 |
| Net income | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 3,714,000 |
| Total capital | 4,052,000 |
| Risk-weighted assets | 27,274,000 |
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