Call reports 2026
STATE BANK AND TRUST COMPANY, THE — 2026
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,597,487,000 | 1,612,519,000 |
| Total loans | 1,188,352,000 | 1,197,008,000 |
| Allowance for loan losses | 16,388,000 | 16,395,000 |
| Securities available for sale | 183,626,000 | 179,026,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,382,529,000 | 1,399,812,000 |
| Interest-bearing deposits | 1,123,664,000 | 1,132,652,000 |
| Noninterest-bearing deposits | 258,865,000 | 267,160,000 |
| Equity capital | 160,962,000 | 165,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 19,283,000 | 39,070,000 |
| Interest expense | 6,256,000 | 12,733,000 |
| Net interest income | 13,027,000 | 26,337,000 |
| Noninterest income | 4,356,000 | 8,820,000 |
| Noninterest expense | 11,339,000 | 23,078,000 |
| Provision for loan losses | 300,000 | 500,000 |
| Pretax income | 5,830,000 | 11,566,000 |
| Income tax | 1,166,000 | 2,288,000 |
| Net income | 4,664,000 | 9,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 156,299,000 | 160,961,000 |
| Total capital | 172,315,000 | 177,241,000 |
| Risk-weighted assets | 1,279,644,000 | 1,300,933,000 |