Call reports 2024
STATE BANK AND TRUST COMPANY, THE — 2024
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,326,906,000 | 1,332,919,000 | 1,385,869,000 | 1,369,399,000 |
| Total loans | 996,293,000 | 1,013,258,000 | 1,038,886,000 | 1,053,511,000 |
| Allowance for loan losses | 15,643,000 | 15,612,000 | 15,278,000 | 15,096,000 |
| Securities available for sale | 212,454,000 | 207,365,000 | 211,016,000 | 199,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,119,549,000 | 1,120,067,000 | 1,168,013,000 | 1,157,284,000 |
| Interest-bearing deposits | 893,028,000 | 907,025,000 | 937,065,000 | 920,531,000 |
| Noninterest-bearing deposits | 226,521,000 | 213,042,000 | 230,948,000 | 236,753,000 |
| Equity capital | 140,654,000 | 143,755,000 | 148,231,000 | 147,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 15,260,000 | 30,881,000 | 47,396,000 | 64,199,000 |
| Interest expense | 5,737,000 | 11,351,000 | 17,330,000 | 22,910,000 |
| Net interest income | 9,523,000 | 19,530,000 | 30,066,000 | 41,289,000 |
| Noninterest income | 3,747,000 | 7,789,000 | 11,594,000 | 16,067,000 |
| Noninterest expense | 9,731,000 | 20,019,000 | 30,749,000 | 41,318,000 |
| Provision for loan losses | -87,000 | -133,000 | -440,000 | -440,000 |
| Pretax income | 3,540,000 | 7,300,000 | 10,711,000 | 15,914,000 |
| Income tax | 674,000 | 1,077,000 | 1,941,000 | 2,954,000 |
| Net income | 2,866,000 | 6,223,000 | 8,770,000 | 12,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,922,000 | 154,330,000 | 151,906,000 | 156,122,000 |
| Total capital | 164,586,000 | 168,158,000 | 166,335,000 | 170,672,000 |
| Risk-weighted assets | 1,090,348,000 | 1,103,570,000 | 1,152,068,000 | 1,162,163,000 |