Call reports 2023
STATE BANK AND TRUST COMPANY, THE — 2023
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,332,199,000 | 1,331,251,000 | 1,316,883,000 | 1,338,566,000 |
| Total loans | 981,908,000 | 990,521,000 | 992,237,000 | 1,002,743,000 |
| Allowance for loan losses | 15,442,000 | 15,795,000 | 15,790,000 | 15,786,000 |
| Securities available for sale | 236,352,000 | 226,730,000 | 211,994,000 | 218,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,115,739,000 | 1,077,821,000 | 1,091,308,000 | 1,086,036,000 |
| Interest-bearing deposits | 873,051,000 | 852,817,000 | 861,218,000 | 841,573,000 |
| Noninterest-bearing deposits | 242,688,000 | 225,004,000 | 230,090,000 | 244,463,000 |
| Equity capital | 139,309,000 | 134,371,000 | 130,674,000 | 139,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,803,000 | 28,185,000 | 42,956,000 | 58,056,000 |
| Interest expense | 3,141,000 | 7,352,000 | 12,229,000 | 17,385,000 |
| Net interest income | 10,662,000 | 20,833,000 | 30,727,000 | 40,671,000 |
| Noninterest income | 3,429,000 | 7,430,000 | 11,324,000 | 15,154,000 |
| Noninterest expense | 10,215,000 | 20,192,000 | 30,404,000 | 40,483,000 |
| Provision for loan losses | 312,000 | 687,000 | 687,000 | 687,000 |
| Pretax income | 3,626,000 | 7,676,000 | 11,259,000 | 16,481,000 |
| Income tax | 700,000 | 1,461,000 | 2,116,000 | 3,191,000 |
| Net income | 2,926,000 | 6,215,000 | 9,143,000 | 13,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,647,000 | 145,951,000 | 148,908,000 | 148,049,000 |
| Total capital | 161,414,000 | 159,828,000 | 162,670,000 | 161,872,000 |
| Risk-weighted assets | 1,098,606,000 | 1,107,426,000 | 1,098,136,000 | 1,103,108,000 |