Call reports 2022
STATE BANK AND TRUST COMPANY, THE — 2022
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,323,808,000 | 1,284,119,000 | 1,293,834,000 | 1,325,575,000 |
| Total loans | 855,414,000 | 899,859,000 | 928,230,000 | 964,151,000 |
| Allowance for loan losses | 13,804,000 | 13,801,000 | 13,824,000 | 13,818,000 |
| Securities available for sale | 264,320,000 | 264,874,000 | 242,450,000 | 238,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,149,395,000 | 1,080,471,000 | 1,093,069,000 | 1,099,297,000 |
| Interest-bearing deposits | 885,880,000 | 832,185,000 | 835,187,000 | 829,946,000 |
| Noninterest-bearing deposits | 263,515,000 | 248,286,000 | 257,882,000 | 269,351,000 |
| Equity capital | 143,995,000 | 138,395,000 | 130,713,000 | 135,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,390,000 | 19,858,000 | 31,613,000 | 44,539,000 |
| Interest expense | 671,000 | 1,286,000 | 2,326,000 | 4,031,000 |
| Net interest income | 8,719,000 | 18,572,000 | 29,287,000 | 40,508,000 |
| Noninterest income | 5,208,000 | 9,340,000 | 13,006,000 | 16,502,000 |
| Noninterest expense | 10,123,000 | 20,431,000 | 30,422,000 | 40,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,804,000 | 7,481,000 | 11,871,000 | 16,725,000 |
| Income tax | 762,000 | 1,487,000 | 2,349,000 | 3,299,000 |
| Net income | 3,042,000 | 5,994,000 | 9,522,000 | 13,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,243,000 | 139,209,000 | 142,787,000 | 146,678,000 |
| Total capital | 148,681,000 | 152,390,000 | 156,187,000 | 160,346,000 |
| Risk-weighted assets | 993,688,000 | 1,053,916,000 | 1,071,582,000 | 1,093,331,000 |