Call reports 2021
STATE BANK AND TRUST COMPANY, THE — 2021
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,319,178,000 | 1,306,524,000 | 1,322,171,000 | 1,321,090,000 |
| Total loans | 856,876,000 | 859,246,000 | 856,884,000 | 830,196,000 |
| Allowance for loan losses | 13,326,000 | 13,306,000 | 13,812,000 | 13,805,000 |
| Securities available for sale | 177,414,000 | 211,254,000 | 248,313,000 | 262,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,128,481,000 | 1,112,467,000 | 1,130,613,000 | 1,135,687,000 |
| Interest-bearing deposits | 847,251,000 | 850,543,000 | 852,887,000 | 860,640,000 |
| Noninterest-bearing deposits | 281,230,000 | 261,924,000 | 277,726,000 | 275,047,000 |
| Equity capital | 142,656,000 | 147,431,000 | 150,462,000 | 152,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,699,000 | 20,856,000 | 31,883,000 | 41,881,000 |
| Interest expense | 1,030,000 | 1,911,000 | 2,672,000 | 3,359,000 |
| Net interest income | 9,669,000 | 18,945,000 | 29,211,000 | 38,522,000 |
| Noninterest income | 10,450,000 | 16,615,000 | 22,865,000 | 28,999,000 |
| Noninterest expense | 10,417,000 | 21,103,000 | 32,009,000 | 43,141,000 |
| Provision for loan losses | 750,000 | 750,000 | 1,050,000 | 1,050,000 |
| Pretax income | 8,952,000 | 13,707,000 | 19,017,000 | 23,330,000 |
| Income tax | 1,873,000 | 2,809,000 | 3,890,000 | 4,757,000 |
| Net income | 7,079,000 | 10,898,000 | 15,127,000 | 18,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,588,000 | 125,450,000 | 129,714,000 | 133,202,000 |
| Total capital | 133,224,000 | 137,424,000 | 141,992,000 | 145,165,000 |
| Risk-weighted assets | 929,245,000 | 956,615,000 | 980,748,000 | 955,234,000 |