Call reports 2019
STATE BANK AND TRUST COMPANY, THE — 2019
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,015,334,000 | 1,023,386,000 | 1,036,941,000 | 1,029,694,000 |
| Total loans | 786,877,000 | 824,092,000 | 837,024,000 | 832,768,000 |
| Allowance for loan losses | 8,121,000 | 8,306,000 | 8,492,000 | 8,755,000 |
| Securities available for sale | 95,802,000 | 85,019,000 | 76,786,000 | 100,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,190,000 | 2,622,000 | 4,233,000 | 0 |
| Total deposits | 838,223,000 | 846,486,000 | 857,567,000 | 854,256,000 |
| Interest-bearing deposits | 681,407,000 | 698,239,000 | 695,106,000 | 681,944,000 |
| Noninterest-bearing deposits | 156,816,000 | 148,247,000 | 162,461,000 | 172,312,000 |
| Equity capital | 129,848,000 | 133,389,000 | 131,135,000 | 134,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,482,000 | 21,625,000 | 33,164,000 | 44,362,000 |
| Interest expense | 2,044,000 | 4,253,000 | 6,634,000 | 9,144,000 |
| Net interest income | 8,438,000 | 17,372,000 | 26,530,000 | 35,218,000 |
| Noninterest income | 3,052,000 | 6,408,000 | 11,421,000 | 17,035,000 |
| Noninterest expense | 8,174,000 | 16,906,000 | 26,221,000 | 36,034,000 |
| Provision for loan losses | 0 | 200,000 | 500,000 | 800,000 |
| Pretax income | 3,316,000 | 6,880,000 | 11,436,000 | 15,625,000 |
| Income tax | 651,000 | 1,351,000 | 2,260,000 | 3,099,000 |
| Net income | 2,665,000 | 5,529,000 | 9,176,000 | 12,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,941,000 | 115,824,000 | 113,532,000 | 116,884,000 |
| Total capital | 121,062,000 | 124,130,000 | 122,024,000 | 125,639,000 |
| Risk-weighted assets | 888,493,000 | 924,302,000 | 940,280,000 | 937,875,000 |