Call reports 2018
STATE BANK AND TRUST COMPANY, THE — 2018
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 924,095,000 | 942,917,000 | 977,178,000 | 984,997,000 |
| Total loans | 716,106,000 | 760,837,000 | 778,590,000 | 776,330,000 |
| Allowance for loan losses | 8,219,000 | 8,494,000 | 8,489,000 | 8,167,000 |
| Securities available for sale | 91,917,000 | 89,842,000 | 84,044,000 | 90,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,144,000 | 1,415,000 | 1,455,000 | 687,000 |
| Total deposits | 766,623,000 | 770,011,000 | 804,513,000 | 817,408,000 |
| Interest-bearing deposits | 615,956,000 | 621,834,000 | 654,755,000 | 658,043,000 |
| Noninterest-bearing deposits | 150,667,000 | 148,177,000 | 149,758,000 | 159,365,000 |
| Equity capital | 115,862,000 | 119,019,000 | 122,042,000 | 126,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,851,000 | 18,582,000 | 28,840,000 | 39,479,000 |
| Interest expense | 1,064,000 | 2,271,000 | 3,894,000 | 5,812,000 |
| Net interest income | 7,787,000 | 16,311,000 | 24,946,000 | 33,667,000 |
| Noninterest income | 3,967,000 | 8,261,000 | 12,437,000 | 16,418,000 |
| Noninterest expense | 8,108,000 | 16,369,000 | 24,905,000 | 33,402,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 3,346,000 | 7,603,000 | 11,948,000 | 16,153,000 |
| Income tax | 659,000 | 1,461,000 | 2,370,000 | 3,211,000 |
| Net income | 2,687,000 | 6,142,000 | 9,578,000 | 12,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,840,000 | 103,244,000 | 106,575,000 | 110,022,000 |
| Total capital | 108,059,000 | 111,738,000 | 115,064,000 | 118,189,000 |
| Risk-weighted assets | 816,029,000 | 866,618,000 | 876,334,000 | 875,236,000 |