Call reports 2017
STATE BANK AND TRUST COMPANY, THE — 2017
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 845,894,000 | 846,305,000 | 859,349,000 | 875,900,000 |
| Total loans | 631,829,000 | 661,027,000 | 682,739,000 | 700,558,000 |
| Allowance for loan losses | 7,679,000 | 7,825,000 | 7,760,000 | 7,930,000 |
| Securities available for sale | 107,866,000 | 103,277,000 | 85,235,000 | 82,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 611,000 | 525,000 | 659,000 | 698,000 |
| Total deposits | 717,552,000 | 712,206,000 | 720,308,000 | 732,846,000 |
| Interest-bearing deposits | 588,332,000 | 583,178,000 | 592,047,000 | 594,087,000 |
| Noninterest-bearing deposits | 129,220,000 | 129,028,000 | 128,261,000 | 138,759,000 |
| Equity capital | 93,673,000 | 94,485,000 | 97,508,000 | 101,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,414,000 | 15,381,000 | 23,718,000 | 32,480,000 |
| Interest expense | 838,000 | 1,767,000 | 2,763,000 | 3,790,000 |
| Net interest income | 6,576,000 | 13,614,000 | 20,955,000 | 28,690,000 |
| Noninterest income | 3,667,000 | 8,004,000 | 12,618,000 | 16,562,000 |
| Noninterest expense | 6,881,000 | 14,198,000 | 21,855,000 | 29,426,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 400,000 |
| Pretax income | 3,362,000 | 7,220,000 | 11,637,000 | 15,545,000 |
| Income tax | 1,082,000 | 2,332,000 | 3,721,000 | 3,208,000 |
| Net income | 2,280,000 | 4,888,000 | 7,916,000 | 12,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,078,000 | 76,291,000 | 79,262,000 | 83,782,000 |
| Total capital | 83,757,000 | 84,116,000 | 87,022,000 | 91,712,000 |
| Risk-weighted assets | 713,185,000 | 735,483,000 | 762,881,000 | 795,220,000 |