Call reports 2011
STATE BANK AND TRUST COMPANY, THE — 2011
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 650,105,000 | 613,229,000 | 619,046,000 | 624,898,000 |
| Total loans | 429,029,000 | 446,117,000 | 450,788,000 | 448,715,000 |
| Allowance for loan losses | 6,593,000 | 6,444,000 | 6,235,000 | 6,229,000 |
| Securities available for sale | 131,030,000 | 104,747,000 | 104,592,000 | 111,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,547,000 | 496,595,000 | 515,575,000 | 521,121,000 |
| Interest-bearing deposits | 495,714,000 | 479,890,000 | 496,921,000 | 501,875,000 |
| Noninterest-bearing deposits | 17,833,000 | 16,705,000 | 18,654,000 | 19,246,000 |
| Equity capital | 66,295,000 | 66,084,000 | 67,559,000 | 68,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,852,000 | 13,941,000 | 20,858,000 | 27,638,000 |
| Interest expense | 1,608,000 | 3,076,000 | 4,204,000 | 5,297,000 |
| Net interest income | 5,244,000 | 10,865,000 | 16,654,000 | 22,341,000 |
| Noninterest income | 1,973,000 | 3,920,000 | 5,766,000 | 8,576,000 |
| Noninterest expense | 5,734,000 | 12,583,000 | 18,328,000 | 24,099,000 |
| Provision for loan losses | 500,000 | 1,400,000 | 1,700,000 | 2,000,000 |
| Pretax income | 983,000 | 2,673,000 | 4,263,000 | 6,689,000 |
| Income tax | 201,000 | 652,000 | 1,081,000 | 1,846,000 |
| Net income | 782,000 | 2,021,000 | 3,182,000 | 4,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,895,000 | 46,895,000 | 47,670,000 | 48,878,000 |
| Total capital | 51,264,000 | 52,417,000 | 53,300,000 | 54,564,000 |
| Risk-weighted assets | 428,327,000 | 440,792,000 | 449,838,000 | 454,345,000 |