Call reports 2010
STATE BANK AND TRUST COMPANY, THE — 2010
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 654,274,000 | 636,555,000 | 670,848,000 | 655,826,000 |
| Total loans | 455,911,000 | 451,209,000 | 440,669,000 | 438,122,000 |
| Allowance for loan losses | 6,075,000 | 7,001,000 | 6,451,000 | 6,715,000 |
| Securities available for sale | 106,832,000 | 111,117,000 | 115,971,000 | 132,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,536,000 | 483,661,000 | 523,310,000 | 516,712,000 |
| Interest-bearing deposits | 437,283,000 | 425,651,000 | 501,439,000 | 497,898,000 |
| Noninterest-bearing deposits | 64,253,000 | 58,010,000 | 21,871,000 | 18,814,000 |
| Equity capital | 66,188,000 | 65,312,000 | 66,672,000 | 65,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,499,000 | 15,158,000 | 22,462,000 | 29,857,000 |
| Interest expense | 2,154,000 | 4,164,000 | 6,109,000 | 7,952,000 |
| Net interest income | 5,345,000 | 10,994,000 | 16,353,000 | 21,905,000 |
| Noninterest income | 2,229,000 | 4,326,000 | 7,400,000 | 10,907,000 |
| Noninterest expense | 6,058,000 | 12,698,000 | 19,683,000 | 26,345,000 |
| Provision for loan losses | 1,400,000 | 4,900,000 | 5,800,000 | 7,600,000 |
| Pretax income | 604,000 | -1,790,000 | -1,242,000 | -645,000 |
| Income tax | 70,000 | -845,000 | -845,000 | -769,000 |
| Net income | 534,000 | -945,000 | -397,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,404,000 | 44,084,000 | 44,802,000 | 45,369,000 |
| Total capital | 50,940,000 | 49,651,000 | 50,232,000 | 50,817,000 |
| Risk-weighted assets | 442,374,000 | 443,925,000 | 433,345,000 | 434,570,000 |
Machine access — free, no API key
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