Call reports 2006
STATE BANK AND TRUST COMPANY, THE — 2006
What STATE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 439,951,000 | 456,634,000 | 465,489,000 | 452,509,000 |
| Total loans | 278,559,000 | 299,516,000 | 302,287,000 | 308,107,000 |
| Allowance for loan losses | 3,214,000 | 3,340,000 | 3,251,000 | 2,886,000 |
| Securities available for sale | 121,681,000 | 118,874,000 | 117,006,000 | 91,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,908,000 | 342,671,000 | 352,225,000 | 356,517,000 |
| Interest-bearing deposits | 326,176,000 | 322,437,000 | 338,007,000 | 343,656,000 |
| Noninterest-bearing deposits | 12,732,000 | 20,234,000 | 14,218,000 | 12,861,000 |
| Equity capital | 38,839,000 | 38,992,000 | 41,026,000 | 42,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,901,000 | 12,293,000 | 19,035,000 | 25,949,000 |
| Interest expense | 2,419,000 | 5,329,000 | 8,790,000 | 11,817,000 |
| Net interest income | 3,482,000 | 6,964,000 | 10,245,000 | 14,132,000 |
| Noninterest income | 864,000 | 1,797,000 | 2,892,000 | 4,217,000 |
| Noninterest expense | 3,251,000 | 6,406,000 | 9,601,000 | 13,493,000 |
| Provision for loan losses | 246,000 | 360,000 | 394,000 | 283,000 |
| Pretax income | 849,000 | 1,995,000 | 3,142,000 | 4,523,000 |
| Income tax | 159,000 | 411,000 | 637,000 | 996,000 |
| Net income | 690,000 | 1,584,000 | 2,505,000 | 3,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,881,000 | 34,513,000 | 35,174,000 | 35,936,000 |
| Total capital | 37,095,000 | 37,853,000 | 38,425,000 | 38,932,000 |
| Risk-weighted assets | 291,650,000 | 312,538,000 | 314,145,000 | 318,064,000 |
Machine access — free, no API key
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