Call report 2025Q4
WAYCROSS BANK & TRUST — 2025Q4
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 240,688,000 | USD | evidence → |
| Total loans | 132,329,000 | USD | evidence → |
| Allowance for loan losses | 2,352,000 | USD | evidence → |
| Securities available for sale | 85,326,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 216,493,000 | USD | evidence → |
| Interest-bearing deposits | 165,396,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,097,000 | USD | evidence → |
| Equity capital | 20,042,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,555,000 | USD | evidence → |
| Interest expense | 3,950,000 | USD | evidence → |
| Net interest income | 7,605,000 | USD | evidence → |
| Noninterest income | 764,000 | USD | evidence → |
| Noninterest expense | 5,169,000 | USD | evidence → |
| Provision for loan losses | 74,000 | USD | evidence → |
| Pretax income | 3,107,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,767,000 | USD | evidence → |
| Total capital | 30,632,000 | USD | evidence → |
| Risk-weighted assets | 148,697,000 | USD | evidence → |