Call report 2020Q4
WAYCROSS BANK & TRUST — 2020Q4
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 211,721,000 | USD | evidence → |
| Total loans | 90,781,000 | USD | evidence → |
| Allowance for loan losses | 1,985,000 | USD | evidence → |
| Securities available for sale | 74,437,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,998,000 | USD | evidence → |
| Interest-bearing deposits | 141,767,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,231,000 | USD | evidence → |
| Equity capital | 23,221,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,788,000 | USD | evidence → |
| Interest expense | 574,000 | USD | evidence → |
| Net interest income | 5,214,000 | USD | evidence → |
| Noninterest income | 4,589,000 | USD | evidence → |
| Noninterest expense | 6,987,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,883,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,883,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,576,000 | USD | evidence → |
| Total capital | 22,873,000 | USD | evidence → |
| Risk-weighted assets | 103,072,000 | USD | evidence → |