Call report 2015Q4
WAYCROSS BANK & TRUST — 2015Q4
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,976,000 | USD | evidence → |
| Total loans | 82,741,000 | USD | evidence → |
| Allowance for loan losses | 1,606,000 | USD | evidence → |
| Securities available for sale | 42,553,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,491,000 | USD | evidence → |
| Interest-bearing deposits | 102,326,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,165,000 | USD | evidence → |
| Equity capital | 14,429,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,682,000 | USD | evidence → |
| Interest expense | 373,000 | USD | evidence → |
| Net interest income | 4,309,000 | USD | evidence → |
| Noninterest income | 697,000 | USD | evidence → |
| Noninterest expense | 3,666,000 | USD | evidence → |
| Provision for loan losses | 232,000 | USD | evidence → |
| Pretax income | 1,115,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,115,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,288,000 | USD | evidence → |
| Total capital | 15,378,000 | USD | evidence → |
| Risk-weighted assets | 86,667,000 | USD | evidence → |