Call report 2015Q1
WAYCROSS BANK & TRUST — 2015Q1
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,387,000 | USD | evidence → |
| Total loans | 81,730,000 | USD | evidence → |
| Allowance for loan losses | 1,434,000 | USD | evidence → |
| Securities available for sale | 39,173,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,277,000 | USD | evidence → |
| Interest-bearing deposits | 101,589,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,688,000 | USD | evidence → |
| Equity capital | 14,258,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,134,000 | USD | evidence → |
| Interest expense | 87,000 | USD | evidence → |
| Net interest income | 1,047,000 | USD | evidence → |
| Noninterest income | 130,000 | USD | evidence → |
| Noninterest expense | 880,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 241,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 241,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,014,000 | USD | evidence → |
| Total capital | 15,119,000 | USD | evidence → |
| Risk-weighted assets | 88,101,000 | USD | evidence → |