Call reports 2014
WAYCROSS BANK & TRUST — 2014
What WAYCROSS BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 197,705,000 | 201,182,000 | 202,785,000 | 206,131,000 |
| Total loans | 131,952,000 | 135,714,000 | 137,659,000 | 145,192,000 |
| Allowance for loan losses | 1,901,000 | 2,024,000 | 2,144,000 | 2,205,000 |
| Securities available for sale | 45,428,000 | 42,106,000 | 42,086,000 | 39,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,502,000 | 182,244,000 | 183,470,000 | 186,688,000 |
| Interest-bearing deposits | 147,156,000 | 146,710,000 | 151,757,000 | 148,764,000 |
| Noninterest-bearing deposits | 32,346,000 | 35,534,000 | 31,713,000 | 37,924,000 |
| Equity capital | 17,342,000 | 18,036,000 | 18,332,000 | 18,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,615,000 | 5,472,000 | 7,323,000 |
| Interest expense | 150,000 | 295,000 | 441,000 | 593,000 |
| Net interest income | 1,637,000 | 3,320,000 | 5,031,000 | 6,730,000 |
| Noninterest income | 188,000 | 327,000 | 496,000 | 376,000 |
| Noninterest expense | 1,453,000 | 2,906,000 | 4,393,000 | 5,871,000 |
| Provision for loan losses | 106,000 | 212,000 | 317,000 | 371,000 |
| Pretax income | 285,000 | 552,000 | 840,000 | 889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 552,000 | 840,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,932,000 | 18,199,000 | 18,487,000 | 18,535,000 |
| Total capital | 19,628,000 | 19,956,000 | 20,247,000 | 20,357,000 |
| Risk-weighted assets | 135,496,000 | 140,325,000 | 140,418,000 | 145,410,000 |
Machine access — free, no API key
Every figure shown here about WAYCROSS BANK & TRUST — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.