Call report 2012Q4
WAYCROSS BANK & TRUST — 2012Q4
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,886,000 | USD | evidence → |
| Total loans | 119,749,000 | USD | evidence → |
| Allowance for loan losses | 1,625,000 | USD | evidence → |
| Securities available for sale | 51,170,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,352,000 | USD | evidence → |
| Interest-bearing deposits | 144,650,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,702,000 | USD | evidence → |
| Equity capital | 17,578,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,092,000 | USD | evidence → |
| Interest expense | 1,177,000 | USD | evidence → |
| Net interest income | 5,915,000 | USD | evidence → |
| Noninterest income | 561,000 | USD | evidence → |
| Noninterest expense | 5,176,000 | USD | evidence → |
| Provision for loan losses | 327,000 | USD | evidence → |
| Pretax income | 1,087,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,087,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,786,000 | USD | evidence → |
| Total capital | 18,378,000 | USD | evidence → |
| Risk-weighted assets | 127,367,000 | USD | evidence → |