Call report 2012Q1
WAYCROSS BANK & TRUST — 2012Q1
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 182,421,000 | USD | evidence → |
| Total loans | 110,592,000 | USD | evidence → |
| Allowance for loan losses | 1,400,000 | USD | evidence → |
| Securities available for sale | 46,979,000 | USD | evidence → |
| Securities held to maturity | 270,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,125,000 | USD | evidence → |
| Interest-bearing deposits | 139,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,300,000 | USD | evidence → |
| Equity capital | 15,459,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,741,000 | USD | evidence → |
| Interest expense | 321,000 | USD | evidence → |
| Net interest income | 1,420,000 | USD | evidence → |
| Noninterest income | 134,000 | USD | evidence → |
| Noninterest expense | 1,278,000 | USD | evidence → |
| Provision for loan losses | 63,000 | USD | evidence → |
| Pretax income | 327,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 327,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,025,000 | USD | evidence → |
| Total capital | 16,425,000 | USD | evidence → |
| Risk-weighted assets | 119,431,000 | USD | evidence → |