Call report 2009Q4
WAYCROSS BANK & TRUST — 2009Q4
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,066,000 | USD | evidence → |
| Total loans | 71,909,000 | USD | evidence → |
| Allowance for loan losses | 773,000 | USD | evidence → |
| Securities available for sale | 33,610,000 | USD | evidence → |
| Securities held to maturity | 270,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,607,000 | USD | evidence → |
| Interest-bearing deposits | 84,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,832,000 | USD | evidence → |
| Equity capital | 11,579,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,170,000 | USD | evidence → |
| Interest expense | 1,523,000 | USD | evidence → |
| Net interest income | 3,647,000 | USD | evidence → |
| Noninterest income | 567,000 | USD | evidence → |
| Noninterest expense | 3,314,000 | USD | evidence → |
| Provision for loan losses | 144,000 | USD | evidence → |
| Pretax income | 869,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 852,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,449,000 | USD | evidence → |
| Total capital | 12,222,000 | USD | evidence → |
| Risk-weighted assets | 92,428,000 | USD | evidence → |