Call report 2008Q4
WAYCROSS BANK & TRUST — 2008Q4
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,094,000 | USD | evidence → |
| Total loans | 65,602,000 | USD | evidence → |
| Allowance for loan losses | 659,000 | USD | evidence → |
| Securities available for sale | 29,838,000 | USD | evidence → |
| Securities held to maturity | 605,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,468,000 | USD | evidence → |
| Interest-bearing deposits | 78,334,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,134,000 | USD | evidence → |
| Equity capital | 12,822,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,700,000 | USD | evidence → |
| Interest expense | 2,127,000 | USD | evidence → |
| Net interest income | 3,573,000 | USD | evidence → |
| Noninterest income | 564,000 | USD | evidence → |
| Noninterest expense | 2,638,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 1,488,000 | USD | evidence → |
| Income tax | 162,000 | USD | evidence → |
| Net income | 1,326,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,885,000 | USD | evidence → |
| Total capital | 12,544,000 | USD | evidence → |
| Risk-weighted assets | 83,126,000 | USD | evidence → |