Call report 2007Q2
WAYCROSS BANK & TRUST — 2007Q2
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,678,000 | USD | evidence → |
| Total loans | 61,618,000 | USD | evidence → |
| Allowance for loan losses | 621,000 | USD | evidence → |
| Securities available for sale | 28,818,000 | USD | evidence → |
| Securities held to maturity | 2,090,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,211,000 | USD | evidence → |
| Interest-bearing deposits | 78,927,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,284,000 | USD | evidence → |
| Equity capital | 11,197,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,485,000 | USD | evidence → |
| Interest expense | 1,553,000 | USD | evidence → |
| Net interest income | 1,932,000 | USD | evidence → |
| Noninterest income | 269,000 | USD | evidence → |
| Noninterest expense | 1,352,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 838,000 | USD | evidence → |
| Income tax | 297,000 | USD | evidence → |
| Net income | 541,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,463,000 | USD | evidence → |
| Total capital | 12,084,000 | USD | evidence → |
| Risk-weighted assets | 81,424,000 | USD | evidence → |