Call report 2004Q3
WAYCROSS BANK & TRUST — 2004Q3
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,893,000 | USD | evidence → |
| Total loans | 55,531,000 | USD | evidence → |
| Allowance for loan losses | 601,000 | USD | evidence → |
| Securities available for sale | 25,586,000 | USD | evidence → |
| Securities held to maturity | 2,746,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,405,000 | USD | evidence → |
| Interest-bearing deposits | 75,643,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,762,000 | USD | evidence → |
| Equity capital | 10,120,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,448,000 | USD | evidence → |
| Interest expense | 926,000 | USD | evidence → |
| Net interest income | 2,522,000 | USD | evidence → |
| Noninterest income | 376,000 | USD | evidence → |
| Noninterest expense | 1,752,000 | USD | evidence → |
| Provision for loan losses | 43,000 | USD | evidence → |
| Pretax income | 1,105,000 | USD | evidence → |
| Income tax | 347,000 | USD | evidence → |
| Net income | 758,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,019,000 | USD | evidence → |
| Total capital | 10,620,000 | USD | evidence → |
| Risk-weighted assets | 70,381,000 | USD | evidence → |