Call reports 2001
WAYCROSS BANK & TRUST — 2001
What WAYCROSS BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 111,653,000 | 78,431,000 | 85,603,000 | 88,668,000 |
| Total loans | 70,184,000 | 47,154,000 | 50,540,000 | 51,177,000 |
| Allowance for loan losses | 841,000 | 538,000 | 564,000 | 531,000 |
| Securities available for sale | 12,480,000 | 13,382,000 | 15,768,000 | 19,429,000 |
| Securities held to maturity | 6,380,000 | 6,072,000 | 5,610,000 | 5,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,891,000 | 67,615,000 | 74,288,000 | 77,523,000 |
| Interest-bearing deposits | 88,604,000 | 58,072,000 | 64,480,000 | 67,011,000 |
| Noninterest-bearing deposits | 12,287,000 | 9,543,000 | 9,808,000 | 10,512,000 |
| Equity capital | 10,085,000 | 10,332,000 | 10,746,000 | 10,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,016,000 | 3,628,000 | 5,041,000 | 6,438,000 |
| Interest expense | 1,100,000 | 1,894,000 | 2,577,000 | 3,205,000 |
| Net interest income | 916,000 | 1,734,000 | 2,464,000 | 3,233,000 |
| Noninterest income | 102,000 | 203,000 | 292,000 | 382,000 |
| Noninterest expense | 741,000 | 1,308,000 | 1,756,000 | 2,218,000 |
| Provision for loan losses | 11,000 | 16,000 | 38,000 | 11,000 |
| Pretax income | 267,000 | 614,000 | 968,000 | 1,404,000 |
| Income tax | 79,000 | 184,000 | 292,000 | 427,000 |
| Net income | 188,000 | 430,000 | 676,000 | 977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,880,000 | 10,121,000 | 10,318,000 | 10,237,000 |
| Total capital | 10,721,000 | 10,659,000 | 10,882,000 | 10,768,000 |
| Risk-weighted assets | 73,876,000 | 53,640,000 | 57,549,000 | 59,057,000 |
Machine access — free, no API key
Every figure shown here about WAYCROSS BANK & TRUST — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.