Call reports 2007
BRIDGEVIEW BANK GROUP — 2007
What BRIDGEVIEW BANK GROUP reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,373,467,000 | 1,388,818,000 | 1,383,915,000 | 1,405,628,000 |
| Total loans | 1,133,681,000 | 1,171,589,000 | 1,164,681,000 | 1,190,655,000 |
| Allowance for loan losses | 15,041,000 | 14,781,000 | 15,136,000 | 18,139,000 |
| Securities available for sale | 127,672,000 | 109,193,000 | 107,884,000 | 108,455,000 |
| Securities held to maturity | 17,350,000 | 19,176,000 | 19,135,000 | 17,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,173,914,000 | 1,177,787,000 | 1,183,536,000 | 1,206,085,000 |
| Interest-bearing deposits | 1,135,272,000 | 1,140,086,000 | 1,148,827,000 | 1,169,708,000 |
| Noninterest-bearing deposits | 38,642,000 | 37,701,000 | 34,709,000 | 36,377,000 |
| Equity capital | 130,979,000 | 128,466,000 | 127,721,000 | 127,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 24,575,000 | 49,969,000 | 75,504,000 | 99,850,000 |
| Interest expense | 11,665,000 | 23,890,000 | 36,291,000 | 48,896,000 |
| Net interest income | 12,910,000 | 26,079,000 | 39,213,000 | 50,954,000 |
| Noninterest income | 1,214,000 | 2,486,000 | 3,810,000 | 5,094,000 |
| Noninterest expense | 6,234,000 | 12,693,000 | 18,842,000 | 25,681,000 |
| Provision for loan losses | 125,000 | 425,000 | 875,000 | 4,125,000 |
| Pretax income | 8,004,000 | 15,657,000 | 23,525,000 | 26,559,000 |
| Income tax | 3,090,000 | 6,033,000 | 9,074,000 | 10,215,000 |
| Net income | 4,914,000 | 9,624,000 | 14,451,000 | 16,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,033,000 | 120,745,000 | 119,621,000 | 119,068,000 |
| Total capital | 138,074,000 | 135,526,000 | 134,757,000 | 135,540,000 |
| Risk-weighted assets | 1,266,302,000 | 1,295,457,000 | 1,291,327,000 | 1,316,122,000 |