Call reports 2025
FARMERS BANK — 2025
What FARMERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 294,609,000 | 300,213,000 | 311,461,000 | 291,178,000 |
| Total loans | 170,621,000 | 184,527,000 | 170,993,000 | 168,077,000 |
| Allowance for loan losses | 2,962,000 | 2,959,000 | 2,965,000 | 2,649,000 |
| Securities available for sale | 83,806,000 | 79,487,000 | 81,149,000 | 76,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,837,000 | 280,886,000 | 289,939,000 | 270,527,000 |
| Interest-bearing deposits | 205,900,000 | 217,189,000 | 219,844,000 | 204,168,000 |
| Noninterest-bearing deposits | 68,937,000 | 63,697,000 | 70,095,000 | 66,359,000 |
| Equity capital | 18,308,000 | 18,203,000 | 19,548,000 | 19,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,224,000 | 8,740,000 | 13,032,000 | 17,240,000 |
| Interest expense | 1,270,000 | 2,554,000 | 3,914,000 | 5,175,000 |
| Net interest income | 2,954,000 | 6,186,000 | 9,118,000 | 12,065,000 |
| Noninterest income | 63,000 | 131,000 | 195,000 | 278,000 |
| Noninterest expense | 1,648,000 | 3,291,000 | 5,061,000 | 6,789,000 |
| Provision for loan losses | -180,000 | -180,000 | -180,000 | -180,000 |
| Pretax income | 1,539,000 | 3,196,000 | 4,422,000 | 5,724,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,539,000 | 3,196,000 | 4,422,000 | 5,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,602,000 | 40,817,000 | 40,500,000 | 40,130,000 |