Call reports 2020
FARMERS BANK — 2020
What FARMERS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 258,785,000 | 262,196,000 | 262,102,000 | 270,919,000 |
| Total loans | 181,991,000 | 184,629,000 | 189,667,000 | 171,608,000 |
| Allowance for loan losses | 2,869,000 | 3,004,000 | 3,115,000 | 3,115,000 |
| Securities available for sale | 33,023,000 | 40,971,000 | 41,388,000 | 33,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,388,000 | 227,201,000 | 226,947,000 | 236,038,000 |
| Interest-bearing deposits | 175,545,000 | 173,486,000 | 172,395,000 | 174,825,000 |
| Noninterest-bearing deposits | 48,843,000 | 53,715,000 | 54,552,000 | 61,213,000 |
| Equity capital | 33,974,000 | 34,545,000 | 34,675,000 | 34,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,181,000 | 6,334,000 | 9,219,000 | 11,938,000 |
| Interest expense | 520,000 | 936,000 | 1,316,000 | 1,668,000 |
| Net interest income | 2,661,000 | 5,398,000 | 7,903,000 | 10,270,000 |
| Noninterest income | 84,000 | 188,000 | 284,000 | 406,000 |
| Noninterest expense | 1,403,000 | 2,715,000 | 4,036,000 | 5,403,000 |
| Provision for loan losses | 100,000 | 235,000 | 350,000 | 350,000 |
| Pretax income | 1,242,000 | 2,636,000 | 3,801,000 | 4,923,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,242,000 | 2,636,000 | 3,801,000 | 4,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,666,000 | 34,074,000 | 34,341,000 | 34,062,000 |