Call reports 2016
FARMERS BANK — 2016
What FARMERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 215,842,000 | 216,620,000 | 221,550,000 | 222,973,000 |
| Total loans | 182,296,000 | 186,415,000 | 179,444,000 | 175,652,000 |
| Allowance for loan losses | 2,356,000 | 2,386,000 | 2,487,000 | 2,589,000 |
| Securities available for sale | 1,072,000 | 969,000 | 919,000 | 870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,219,000 | 187,435,000 | 191,592,000 | 192,560,000 |
| Interest-bearing deposits | 155,428,000 | 159,961,000 | 159,021,000 | 158,192,000 |
| Noninterest-bearing deposits | 31,791,000 | 27,474,000 | 32,571,000 | 34,368,000 |
| Equity capital | 28,398,000 | 28,858,000 | 29,508,000 | 30,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,637,000 | 5,337,000 | 7,983,000 | 10,597,000 |
| Interest expense | 272,000 | 557,000 | 856,000 | 1,165,000 |
| Net interest income | 2,365,000 | 4,780,000 | 7,127,000 | 9,432,000 |
| Noninterest income | 87,000 | 148,000 | 437,000 | 562,000 |
| Noninterest expense | 1,208,000 | 2,456,000 | 3,664,000 | 4,894,000 |
| Provision for loan losses | 92,000 | 192,000 | 292,000 | 292,000 |
| Pretax income | 1,152,000 | 2,280,000 | 3,608,000 | 4,808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,152,000 | 2,280,000 | 3,608,000 | 4,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,413,000 | 28,869,000 | 29,519,000 | 30,020,000 |
| Total capital | 30,715,000 | 31,235,000 | 31,805,000 | 32,294,000 |
| Risk-weighted assets | 184,173,000 | 189,294,000 | 182,738,000 | 181,618,000 |