Call reports 2015
FARMERS BANK — 2015
What FARMERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 217,291,000 | 226,185,000 | 219,029,000 | 216,135,000 |
| Total loans | 187,054,000 | 190,719,000 | 187,621,000 | 189,298,000 |
| Allowance for loan losses | 2,287,000 | 2,202,000 | 2,202,000 | 2,295,000 |
| Securities available for sale | 1,533,000 | 1,239,000 | 1,184,000 | 1,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,381,000 | 198,685,000 | 190,805,000 | 187,920,000 |
| Interest-bearing deposits | 160,734,000 | 165,934,000 | 156,745,000 | 154,764,000 |
| Noninterest-bearing deposits | 29,647,000 | 32,751,000 | 34,060,000 | 33,156,000 |
| Equity capital | 26,725,000 | 27,180,000 | 27,814,000 | 27,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,298,000 | 8,086,000 | 10,800,000 |
| Interest expense | 275,000 | 559,000 | 829,000 | 1,092,000 |
| Net interest income | 2,303,000 | 4,739,000 | 7,257,000 | 9,708,000 |
| Noninterest income | -104,000 | -109,000 | -119,000 | -31,000 |
| Noninterest expense | 1,163,000 | 2,385,000 | 3,580,000 | 4,753,000 |
| Provision for loan losses | 0 | 0 | 0 | 85,000 |
| Pretax income | 1,036,000 | 2,245,000 | 3,558,000 | 4,839,000 |
| Income tax | 0 | -192,000 | -192,000 | -192,000 |
| Net income | 1,036,000 | 2,437,000 | 3,750,000 | 5,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,743,000 | 27,193,000 | 27,831,000 | 27,912,000 |
| Total capital | 29,030,000 | 29,395,000 | 30,033,000 | 30,207,000 |
| Risk-weighted assets | 186,198,000 | 188,174,000 | 185,339,000 | 189,311,000 |