Call reports 2012
FARMERS BANK — 2012
What FARMERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 225,226,000 | 230,553,000 | 231,267,000 | 235,909,000 |
| Total loans | 175,316,000 | 180,377,000 | 182,408,000 | 177,385,000 |
| Allowance for loan losses | 3,807,000 | 3,502,000 | 3,474,000 | 2,898,000 |
| Securities available for sale | 12,633,000 | 0 | 15,547,000 | 14,779,000 |
| Securities held to maturity | 0 | 14,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,369,000 | 204,541,000 | 204,535,000 | 208,400,000 |
| Interest-bearing deposits | 179,657,000 | 185,608,000 | 179,344,000 | 181,056,000 |
| Noninterest-bearing deposits | 19,712,000 | 18,933,000 | 25,191,000 | 27,344,000 |
| Equity capital | 25,462,000 | 25,775,000 | 26,422,000 | 27,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,375,000 | 8,126,000 | 10,718,000 |
| Interest expense | 475,000 | 884,000 | 1,304,000 | 1,729,000 |
| Net interest income | 2,180,000 | 4,491,000 | 6,822,000 | 8,989,000 |
| Noninterest income | 114,000 | -437,000 | -363,000 | -231,000 |
| Noninterest expense | 1,434,000 | 2,902,000 | 4,565,000 | 6,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 860,000 | 1,396,000 | 2,138,000 | 2,990,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 860,000 | 1,396,000 | 2,138,000 | 2,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,238,000 | 25,775,000 | 26,516,000 | 27,369,000 |
| Total capital | 27,665,000 | 28,213,000 | 28,955,000 | 29,667,000 |
| Risk-weighted assets | 192,743,000 | 193,987,000 | 194,073,000 | 183,588,000 |