Call reports 2011
FARMERS BANK — 2011
What FARMERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 242,113,000 | 236,117,000 | 240,855,000 | 233,531,000 |
| Total loans | 191,332,000 | 184,680,000 | 187,436,000 | 179,724,000 |
| Allowance for loan losses | 4,981,000 | 4,912,000 | 4,831,000 | 4,352,000 |
| Securities available for sale | 12,913,000 | 12,980,000 | 12,933,000 | 12,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,821,000 | 208,258,000 | 211,710,000 | 203,715,000 |
| Interest-bearing deposits | 199,608,000 | 194,039,000 | 193,455,000 | 183,550,000 |
| Noninterest-bearing deposits | 15,213,000 | 14,219,000 | 18,255,000 | 20,165,000 |
| Equity capital | 22,032,000 | 22,535,000 | 23,765,000 | 24,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,931,000 | 5,716,000 | 8,611,000 | 11,527,000 |
| Interest expense | 756,000 | 1,443,000 | 2,039,000 | 2,576,000 |
| Net interest income | 2,175,000 | 4,273,000 | 6,572,000 | 8,951,000 |
| Noninterest income | 106,000 | 212,000 | 305,000 | 317,000 |
| Noninterest expense | 1,308,000 | 2,679,000 | 3,998,000 | 5,599,000 |
| Provision for loan losses | 785,000 | 1,385,000 | 1,385,000 | 1,385,000 |
| Pretax income | 188,000 | 421,000 | 1,494,000 | 2,284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 421,000 | 1,494,000 | 2,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,223,000 | 22,475,000 | 23,568,000 | 24,379,000 |
| Total capital | 24,757,000 | 25,017,000 | 25,847,000 | 26,858,000 |
| Risk-weighted assets | 200,747,000 | 200,997,000 | 205,415,000 | 196,433,000 |