Call reports 2010
FARMERS BANK — 2010
What FARMERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 264,457,000 | 259,695,000 | 273,164,000 | 270,004,000 |
| Total loans | 231,515,000 | 226,987,000 | 218,414,000 | 193,809,000 |
| Allowance for loan losses | 7,880,000 | 6,183,000 | 7,243,000 | 4,573,000 |
| Securities available for sale | 0 | 0 | 0 | 13,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,675,000 | 210,910,000 | 225,517,000 | 231,201,000 |
| Interest-bearing deposits | 196,014,000 | 196,973,000 | 209,320,000 | 213,745,000 |
| Noninterest-bearing deposits | 14,661,000 | 13,937,000 | 16,197,000 | 17,456,000 |
| Equity capital | 21,064,000 | 22,030,000 | 20,858,000 | 21,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,341,000 | 6,658,000 | 9,846,000 | 12,959,000 |
| Interest expense | 1,015,000 | 2,100,000 | 3,071,000 | 3,997,000 |
| Net interest income | 2,326,000 | 4,558,000 | 6,775,000 | 8,962,000 |
| Noninterest income | 50,000 | 107,000 | 210,000 | 330,000 |
| Noninterest expense | 1,246,000 | 2,569,000 | 3,761,000 | 7,080,000 |
| Provision for loan losses | 6,859,000 | 6,859,000 | 9,159,000 | 9,159,000 |
| Pretax income | -5,729,000 | -4,763,000 | -5,935,000 | -6,947,000 |
| Income tax | -1,152,000 | -1,152,000 | -1,152,000 | -1,152,000 |
| Net income | -4,577,000 | -3,611,000 | -4,783,000 | -5,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,928,000 | 19,914,000 | 18,762,000 | 22,016,000 |
| Total capital | 21,745,000 | 22,651,000 | 21,480,000 | 24,586,000 |
| Risk-weighted assets | 220,317,000 | 215,483,000 | 212,911,000 | 203,711,000 |