Call reports 2009
FARMERS BANK — 2009
What FARMERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 248,099,000 | 253,241,000 | 253,701,000 | 253,063,000 |
| Total loans | 237,218,000 | 242,855,000 | 242,884,000 | 236,416,000 |
| Allowance for loan losses | 2,902,000 | 5,666,000 | 5,581,000 | 5,672,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,236,000 | 196,340,000 | 196,163,000 | 194,589,000 |
| Interest-bearing deposits | 160,507,000 | 183,533,000 | 181,550,000 | 178,342,000 |
| Noninterest-bearing deposits | 13,728,000 | 12,807,000 | 14,613,000 | 16,247,000 |
| Equity capital | 26,302,000 | 23,748,000 | 24,468,000 | 25,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,623,000 | 7,409,000 | 11,086,000 | 14,584,000 |
| Interest expense | 1,635,000 | 3,157,000 | 4,446,000 | 5,504,000 |
| Net interest income | 1,988,000 | 4,252,000 | 6,640,000 | 9,080,000 |
| Noninterest income | 90,000 | 221,000 | 308,000 | 337,000 |
| Noninterest expense | 1,100,000 | 2,138,000 | 3,330,000 | 4,513,000 |
| Provision for loan losses | 200,000 | 3,269,000 | 3,719,000 | 3,719,000 |
| Pretax income | 1,176,000 | -536,000 | 297,000 | 1,583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,176,000 | -536,000 | 297,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,086,000 | 21,552,000 | 22,292,000 | 23,485,000 |
| Total capital | 26,983,000 | 24,498,000 | 25,234,000 | 26,349,000 |
| Risk-weighted assets | 231,787,000 | 232,980,000 | 236,187,000 | 226,349,000 |