Call reports 2007
FARMERS BANK — 2007
What FARMERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 158,815,000 | 183,621,000 | 201,062,000 | 212,987,000 |
| Total loans | 143,652,000 | 158,522,000 | 177,274,000 | 185,935,000 |
| Allowance for loan losses | 1,016,000 | 939,000 | 1,033,000 | 1,180,000 |
| Securities available for sale | 6,090,000 | 10,816,000 | 11,063,000 | 11,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,645,000 | 154,613,000 | 168,015,000 | 178,726,000 |
| Interest-bearing deposits | 124,912,000 | 143,648,000 | 156,349,000 | 164,012,000 |
| Noninterest-bearing deposits | 9,733,000 | 10,965,000 | 11,666,000 | 14,714,000 |
| Equity capital | 16,628,000 | 17,451,000 | 19,123,000 | 20,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,147,000 | 6,788,000 | 10,719,000 | 14,795,000 |
| Interest expense | 1,457,000 | 3,224,000 | 5,198,000 | 7,298,000 |
| Net interest income | 1,690,000 | 3,564,000 | 5,521,000 | 7,497,000 |
| Noninterest income | 85,000 | 165,000 | 258,000 | 328,000 |
| Noninterest expense | 819,000 | 1,674,000 | 2,594,000 | 3,454,000 |
| Provision for loan losses | 60,000 | 140,000 | 260,000 | 440,000 |
| Pretax income | 896,000 | 1,915,000 | 2,925,000 | 3,931,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 896,000 | 1,915,000 | 2,925,000 | 3,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,237,000 | 15,353,000 | 16,799,000 | 17,796,000 |
| Total capital | 15,252,000 | 16,292,000 | 17,832,000 | 18,976,000 |
| Risk-weighted assets | 147,786,000 | 158,535,000 | 178,013,000 | 186,699,000 |