Call reports 2006
FARMERS BANK — 2006
What FARMERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 128,712,000 | 134,271,000 | 141,955,000 | 146,475,000 |
| Total loans | 113,287,000 | 121,907,000 | 126,822,000 | 129,024,000 |
| Allowance for loan losses | 736,000 | 835,000 | 968,000 | 956,000 |
| Securities available for sale | 3,053,000 | 3,006,000 | 4,067,000 | 5,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,122,000 | 116,624,000 | 123,701,000 | 128,524,000 |
| Interest-bearing deposits | 100,311,000 | 107,520,000 | 114,132,000 | 116,244,000 |
| Noninterest-bearing deposits | 8,811,000 | 9,104,000 | 9,568,000 | 12,281,000 |
| Equity capital | 13,967,000 | 14,215,000 | 14,700,000 | 15,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,245,000 | 4,902,000 | 7,841,000 | 10,906,000 |
| Interest expense | 822,000 | 1,916,000 | 3,174,000 | 4,530,000 |
| Net interest income | 1,423,000 | 2,986,000 | 4,667,000 | 6,376,000 |
| Noninterest income | 54,000 | 136,000 | 212,000 | 287,000 |
| Noninterest expense | 565,000 | 1,210,000 | 1,875,000 | 2,553,000 |
| Provision for loan losses | 60,000 | 200,000 | 340,000 | 400,000 |
| Pretax income | 851,000 | 1,710,000 | 2,662,000 | 3,708,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 851,000 | 1,710,000 | 2,662,000 | 3,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,516,000 | 11,781,000 | 12,290,000 | 12,972,000 |
| Total capital | 12,252,000 | 12,615,000 | 13,258,000 | 13,928,000 |
| Risk-weighted assets | 113,992,000 | 119,331,000 | 130,559,000 | 131,691,000 |