Call reports 2008
FIRST NATIONAL BANK OF BARNESVILLE, THE — 2008
What FIRST NATIONAL BANK OF BARNESVILLE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 134,197,000 | 133,960,000 | 139,185,000 | 142,742,000 |
| Total loans | 106,926,000 | 104,900,000 | 111,138,000 | 114,783,000 |
| Allowance for loan losses | 2,215,000 | 1,554,000 | 1,390,000 | 1,934,000 |
| Securities available for sale | 16,178,000 | 15,846,000 | 15,180,000 | 15,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,653,000 | 115,057,000 | 120,966,000 | 124,607,000 |
| Interest-bearing deposits | 105,284,000 | 105,038,000 | 112,229,000 | 114,289,000 |
| Noninterest-bearing deposits | 9,369,000 | 10,019,000 | 8,737,000 | 10,318,000 |
| Equity capital | 12,868,000 | 12,703,000 | 12,824,000 | 12,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,326,000 | 4,429,000 | 6,592,000 | 8,654,000 |
| Interest expense | 1,059,000 | 1,991,000 | 2,902,000 | 3,817,000 |
| Net interest income | 1,267,000 | 2,438,000 | 3,690,000 | 4,837,000 |
| Noninterest income | 193,000 | 386,000 | 613,000 | 476,000 |
| Noninterest expense | 1,037,000 | 2,095,000 | 3,147,000 | 3,878,000 |
| Provision for loan losses | 75,000 | 150,000 | 275,000 | 1,250,000 |
| Pretax income | 348,000 | 592,000 | 894,000 | 210,000 |
| Income tax | 111,000 | 178,000 | 274,000 | 47,000 |
| Net income | 237,000 | 414,000 | 620,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,712,000 | 12,781,000 | 12,988,000 | 12,423,000 |
| Total capital | 14,111,000 | 14,185,000 | 14,378,000 | 13,940,000 |
| Risk-weighted assets | 111,114,000 | 112,147,000 | 115,779,000 | 120,962,000 |