Call reports 2007
FIRST NATIONAL BANK OF BARNESVILLE, THE — 2007
What FIRST NATIONAL BANK OF BARNESVILLE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 126,902,000 | 126,849,000 | 129,812,000 | 132,783,000 |
| Total loans | 101,990,000 | 101,516,000 | 104,601,000 | 104,218,000 |
| Allowance for loan losses | 2,258,000 | 2,295,000 | 2,150,000 | 2,152,000 |
| Securities available for sale | 15,207,000 | 14,939,000 | 14,890,000 | 14,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,330,000 | 108,088,000 | 107,563,000 | 113,205,000 |
| Interest-bearing deposits | 95,339,000 | 96,664,000 | 97,844,000 | 102,873,000 |
| Noninterest-bearing deposits | 11,991,000 | 11,424,000 | 9,719,000 | 10,332,000 |
| Equity capital | 11,949,000 | 12,138,000 | 12,662,000 | 12,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,433,000 | 4,873,000 | 7,376,000 | 9,899,000 |
| Interest expense | 978,000 | 1,988,000 | 3,036,000 | 4,164,000 |
| Net interest income | 1,455,000 | 2,885,000 | 4,340,000 | 5,735,000 |
| Noninterest income | 249,000 | 462,000 | 656,000 | 867,000 |
| Noninterest expense | 988,000 | 1,950,000 | 2,971,000 | 3,980,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 325,000 |
| Pretax income | 671,000 | 1,307,000 | 1,890,000 | 2,297,000 |
| Income tax | 218,000 | 444,000 | 643,000 | 774,000 |
| Net income | 453,000 | 863,000 | 1,247,000 | 1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,018,000 | 12,319,000 | 12,703,000 | 12,475,000 |
| Total capital | 13,385,000 | 13,653,000 | 14,085,000 | 13,847,000 |
| Risk-weighted assets | 108,451,000 | 105,776,000 | 109,777,000 | 108,947,000 |