Call reports 2006
FIRST NATIONAL BANK OF BARNESVILLE, THE — 2006
What FIRST NATIONAL BANK OF BARNESVILLE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 120,601,000 | 123,342,000 | 124,245,000 | 123,569,000 |
| Total loans | 99,843,000 | 102,505,000 | 104,933,000 | 102,284,000 |
| Allowance for loan losses | 1,970,000 | 2,000,000 | 2,066,000 | 2,314,000 |
| Securities available for sale | 11,797,000 | 11,532,000 | 11,709,000 | 13,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,342,000 | 104,924,000 | 103,784,000 | 104,122,000 |
| Interest-bearing deposits | 87,501,000 | 91,490,000 | 92,439,000 | 93,909,000 |
| Noninterest-bearing deposits | 12,841,000 | 13,434,000 | 11,345,000 | 10,213,000 |
| Equity capital | 10,503,000 | 10,808,000 | 11,588,000 | 11,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,089,000 | 4,416,000 | 6,912,000 | 9,355,000 |
| Interest expense | 707,000 | 1,504,000 | 2,400,000 | 3,367,000 |
| Net interest income | 1,382,000 | 2,912,000 | 4,512,000 | 5,988,000 |
| Noninterest income | 178,000 | 382,000 | 728,000 | 1,017,000 |
| Noninterest expense | 979,000 | 1,941,000 | 2,939,000 | 3,900,000 |
| Provision for loan losses | 15,000 | 30,000 | 75,000 | 300,000 |
| Pretax income | 566,000 | 1,303,000 | 2,188,000 | 2,767,000 |
| Income tax | 201,000 | 468,000 | 736,000 | 944,000 |
| Net income | 365,000 | 835,000 | 1,452,000 | 1,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,718,000 | 11,080,000 | 11,697,000 | 11,564,000 |
| Total capital | 12,008,000 | 12,406,000 | 13,029,000 | 12,885,000 |
| Risk-weighted assets | 102,504,000 | 105,403,000 | 105,806,000 | 104,717,000 |